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      Sergei is preparing for you.....

      Firstly, tell us a bit about yourself.

      Your details

      Your partner's details

      Insurance preferences

      Select your level of cover

      Hospital cover gives you the power to choose among a fund's participating hospitals and choose your own doctor. Extras cover will give you money back for services like dental, optical and physiotherapy.

      Customise your hospital cover

      Choose the level of hospital cover that best suits your needs. You can customise your cover by adding or removing benefits using the filters when you view your results.

      The lowest level of hospital cover.

      Limited cover only
      • Restricted:Rehabilitation
      • Restricted:Hospital psychiatric services
      • Restricted:Palliative care
      • Excluded:All other services, excluded

      The base level of hospital cover.

      Recommended for:
      • Included:Joint reconstructions
      • Included:Gynaecology procedures
      • Included:Ear, nose and throat procedures

      Mid-level hospital cover.

      Recommended for:
      • Included:Heart, lung and vascular procedures
      • Included:Back, neck and spine procedures
      • Included:Dental surgery

      The ultimate level of hospital cover.

      Recommended for those seeking a high level of services:
      • Choose your options below
      See full list of hospital tier benefits
      KEY:
      Restricted
      Included
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      Select the hospital services that are most important to you

      To help you look for suitable options, we may also suggest results from other product tiers that include the services you've selected.

      Selected
      Customise your extras cover

      Select the extras inclusions that are most important to you.

      Selected

      Feeling uncertain about your cover requirements?

      Reach out to one of our comparison experts today at 1800 777 712 for personalised assistance.

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      Get Prices

      We don’t markup prices. Ever.

      If you find the same policy for a cheaper price, and buy that same policy through us, we’ll give you 110% of the difference for the first year.  T&C's apply
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      Please refine your search slightly

      Currently we don't have policies for pregnancy, assisted reproduction, weight loss surgery, or in-hospital psychiatry. You can try removing these from your search or contact our experts to discuss your needs on 1800 571 851.

      Otherwise, you can try increasing your excess or selecting more health funds to generate results, using the filters.

      We apologise for the inconvenience and are working to expand our offerings.

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      Covered
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      Restricted Benefits

      Conditions or services which this insurance policy covers to a limited extent. The fund will pay reduced benefits on hospital admissions in a private or public hospital, meaning that if you are admitted to a private hospital or to a public hospital as a private patient for treatment that is restricted by your policy, large out of pocket expenses will apply.

      Please refer to the policy brochure for more detail.

      Status not yet confirmed by fund

      Please download the policy brochures for the full policy limits, inclusions and exclusions.

      Some products may have changed since you last quoted with us. We have found and summarised the latest products based on what you told us was important to you.

      Your Chosen Policy

      Your quote details

      Your Details

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      Current private health cover

      Hospital cover

      Extras cover

      Based on your answers, you may be affected by LHC. The LHC amount will be shown in the premium on the next page, if applicable.

      Use of the Medicare card image is for demonstrative purposes only and is not an endorsement from the Commonwealth.

      Your Partner's Details

      Partner's current private health cover

      Hospital cover

      Extras cover

      Based on your answers, your partner may be affected by LHC. The LHC amount will be shown in the premium on the next page, if applicable.

      Your Dependants' Details

      You have not added any dependants but have selected a cover type that requires them.

      If you do not wish to add any dependants, you can search for suitable policies by changing your cover type.

      If you wish to continue, please add your dependants now.

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      Remember: Premiums will rise from . You must select a cover start date and payment date before to be eligible for the lower rate on your first payment

      When to start your cover

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      Your Chosen Policy

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      It can take up to 6 days to set up your direct debit so your payment may not be deducted until the following month if you chose a date within this time frame

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      We don’t markup prices. Ever.

      If you find the same policy for a cheaper price, and buy that same policy through us, we’ll give you 110% of the difference for the first year.  T&C's apply